American Income Life Insurance Company

                  American  income  Life Insurance  corporation  (formerly NASDAQ: AINC), based  inside  Waco, Texas,  provides  supplemental life insurance  in order to  labor unions, credit unions,  ALONG WITH  associations. American  cash  Life (AIL)  am   recognized   inside  1951.  your   firm\'s  executive offices  may be  located  in  Waco, Texas,  since the  1959. American  money  Life  is actually  licensed  throughout  49 states,  your current  District  associated with  Columbia, Canada,  AS WELL AS   will be  registered  to help   move forward   firm   within  New Zealand. AIL  also   offers   3  wholly owned subsidiaries: National  cash  Life Insurance Company, licensed  in the  state  connected with  New York,  IN ADDITION TO  Union Heritage Life Assurance  firm  Limited, licensed  for the  Republic  regarding  Ireland.

AIL  features   a lot more than   2   thousand  policyholders (as  involving  June 2013).[1]  throughout   the  New York subsidiary, National  cash  Life Insurance  business  (NILICO),  the business   possesses  combined assets  involving   a lot more than  $2.6 billion,  throughout   a lot more than  $41.3  billion dollars   regarding  life insurance  within   Weight  (as  involving  April 2013). American  funds  Life  is often a  wholly owned subsidiary  of  Torchmark  corporation  (NYSE: TMK), based  within  McKinney, Texas.

History

The  businesses  history began  within  1951 under  your current   brand  American Income. American  money   are  chartered  as a  mutual assessment association  within  Indiana  inside  $25,000  associated with  borrowed capital.  This   am  reinsured  through  American  public  Insurance  institution   like a  new mutual reserve  corporation   inside  March 1951. American  cash  Insurance  corporation   am  officially  set up   inside   will  1951  through the   business\'s  president, Harold Goodman,  IN ADDITION TO  executive vice president, Bernard Rapoport (Goodman's nephew).  your own   businesses  home offices were located  inside  Indianapolis, Indiana.

American  funds  originally sold low-cost hospital insurance plans.  while in   it\'s   initial  year,  the business  took  in   all about  $95,000 worth  of  premium income.  the business  reached $1  zillion  worth  involving  insurance premiums  in  1953.  by  1954,  the business   \'m   finding  6,000 insurance policy applications per month.

In September 1954,  throughout  $200,000  within  capital  ALONG WITH  $100,000  involving  surplus, Goodman  AND ALSO  Rapoport formed  a fresh   institution  called American  money  Life Insurance  institution  (AIL). American  cash  Life reinsured  your current  policies  involving  American  money   IN ADDITION TO   feel  transformed  through   a  mutual reserve  firm   to be able to   a good  stock company. American Standard,  the   corporation\'s  original insurer,  \'m  merged  throughout  American  funds  Life,  and also the   business   ordered   information on  $400,000 worth  associated with  premiums.

Between 1954  ALONG WITH  1955, AIL's assets had doubled,  its   world wide web  reserve had tripled,  the  capital  ALONG WITH  surplus  over  doubled,  ALONG WITH   This  had  exactly about  $15  million   associated with  insurance  with  force.[3]  throughout  1956, Rapoport  essential   to help   acquire   your own  Indiana-based  company  national. He  taken   a good  license  in  Ohio  ALONG WITH  opened  a good  central  team   throughout  Columbus.  through the  close  involving  1956, American  funds  Life  \'m   operating   inside  thirteen  US   in  300  gross sales   personnel   on the   container   running  out  of  96 general agencies.  throughout  March 1958,  your own   businesses  home offices were moved  through  Indianapolis, Indiana,  in order to  Waco, Texas.

In 1961, AIL began providing supplemental insurance  to be able to  members  associated with  labor unions  ALONG WITH  serving union policyholders  in   ways  unfamiliar  for the  industry.  with regard to  example, AIL waived  transaction   associated with  premiums  through  union members  throughout   a good   allowed  strike action,  the  benefit still offered  throughout  2014. AIL  furthermore   designed   the  college scholarship  system   for  children  associated with  union members,  as well as the   company  contributed  to the  strike  dollars   connected with  unions engaged  inside  lawful strikes.  the corporation   am  positioned  As   your own   only  100% union insurance company,  IN ADDITION TO  termed  ones  phrase, “Be Union-Buy Union."  with  1963, AIL's  income   \'m   all about  $6  or maybe  $7 million.  through  1973,  money  reached $31.5 million.

In June 1966,  ones   office   AS WELL AS  Professional  staff members  International Union (OPEIU) organized  your current   hq  staff,  making  AIL  your own   lone  insurance  firm   within   just about all  union employees.  with  October 1973,  the business   am   supplied   the   official  designation  being a  Union  title   institution   from the  AFL-CIO. AIL  am   one   associated with   2  insurance  products and services   on the   complete   UNITED STATES OF AMERICA   through the   recognized  Union Label.

In 1994, American  income  Life  feel  sold  to be able to  Torchmark  firm   regarding  $563 million.

American  dollars  Life Insurance Co.  can be  suing Google Inc.  plus the  unnamed owners  of   2  websites  for  featuring unflattering  world-wide-web  pages  on top   webpage   regarding  search results  with regard to  American  money  Life Insurance.      

American Family Insurance

            American Family Insurance (aka AmFam) is a private mutual company that focuses on property, casualty and auto insurance, but also offers commercial insurance, life, health, and homeowners coverage, as well as investment and retirement-planning products. A Fortune 500 company, its revenues for 2008 were over $6.7 billion.

It should not be confused with American Family Home Insurance Company, a subsidiary of Munich Re subsidiary American Modern Insurance Group, Inc., or American Family Life Insurance Company of Columbus.

Contents   

1 History

2 Subsidiaries

3 Products

4 Operating Territory

5 Significant Milestones

6 Awards

7 Charitable contributions

7.1 American Family Children’s Hospital

7.2 United Way

8 References

9 External links

History

American Family Insurance's history began on October 3, 1927,  when insurance salesman Herman Wittwer opened the doors of Farmers Mutual Insurance Company in Madison, Wisconsin (not to be confused with the Farmers Insurance Group). At the time, the company's only product was auto insurance and its target market was farmers. Wittwer believed farmers presented lower risks than city drivers because they drove less often and not at all in the winter.

Over the years, Farmers Mutual expanded its market and product line to meet the changing needs of its customers. In 1963, Farmers Mutual changed its name to American Family Mutual Insurance Company to reflect its broader customer base.

Subsidiaries

Companies of the American Family Insurance Group include:

American Family Mutual Insurance Company (AFMIC)

American Standard Insurance Company (ASIC)

American Family Life Insurance Company (AFLIC)[7]

American Family Brokerage, Inc. (AFBI)

American Family Insurance Company of Ohio (AFICO; Ohio subsidiary, companion to American Family Mutual Insurance Company)

American Standard Insurance Company of Ohio (ASICO; Ohio subsidiary; companion to American Standard Insurance Company of Wisconsin)

American Family Securities, LLC (AFS)

Amfam.com Inc.(AMFAM)

PGC Holdings Corporation (General Insurance Companies "The General®")

Products

American Family insurance products include: term, universal, and whole life insurance; personal and business auto insurance, personal umbrella insurance, home insurance; motorcycle, boat, motor home, snowmobile and car insurance; business liability key policy, and business policy package insurance; farm and ranch liability insurance; travel, trip cancellation, and global medical insurance

Operating Territory

The American Family Insurance Group is based in Madison, Wisconsin, and in 2011 had regional offices in Eden Prairie, Minnesota, Saint Joseph, Missouri, Denver, Colorado and Columbus, Ohio among others. In October 2011 it announced that it was downsizing its claims regional and branch offices from twelve to four. Layoffs occurred at the remaining offices in 2012.

Significant Milestones

Below is a list of milestones in the corporate history of American Family Mutual Insurance.

1927 Farmers Mutual Automobile Insurance Company was founded on Oct. 3 in Madison, Wis.

1938 Both premiums and assets surpassed $1 million.

1957 Farmers Mutual began to offer sickness and accident insurance.

1958 Company introduced homeowners insurance and opened American Family Life Insurance Company.

1959 Farmers Mutual entered the computer age with the RAMAC 305.

1961 American Standard began sales.

1962 Company began to offer farmowners insurance.

1963 Policyholders gave final approval to change the company's name to American Family Mutual Insurance Company.

1969 American Family Financial Services opened.

1975 Commercial Lines was introduced. American Family became the fifth-largest mutual auto insurer.

1981 Assets surpass $1 billion. American Family became the fourth-largest mutual auto insurance company.

1985 American Family Brokerage, Inc. opened.

1986 American Family posted its first $100 million operating gain.

1992 Policyholders' surplus exceeded $1 billion.

1994 American Family rolled out its catastrophe trailer. The company ranked as the 11th-largest property/casualty insurer.

1996 American Family first appeared on the Fortune 500 list at number 403.

1997 American Family became the 10th-largest property/casualty insurer in the nation. Assets surpassed $8 billion.

2001 American Family Securities, LLC introduced variable products. Assets for American Family Mutual Insurance Company exceeded $10 billion.

2001 Furthers expansion into Utah and Idaho. American Family in 17 states across the U.S.

2002 American Family celebrated its 75th anniversary.

2003 American Family donated $10,000,000.00 towards construction of the future UW Children's Hospital, to be named American Family Children's Hospital.

2006 Furthers expansion into Washington State. American Family in 18 states across the U.S.

2009 Furthers expansion into Georgia. American Family in 19 states across U.S.

2012 American Family Insurance completes its acquisition of The General Insurance

2013 American Family Insurance completes its acquisition of Homesite Insurance

American Automobile Association

                   your  American Automobile Association (AAA  -  pronounced "Triple A")  is really a  federation  associated with  motor clubs  while in  North America. AAA  is usually a  non-profit member  ASSISTANCE  organization;  with  54  trillion  members  in the united kingdom   AS WELL AS  Canada.  AAA  gives   companies   to its  members,  such as  roadside  support   AND ALSO  others.  the  national  home office   are usually   throughout  Heathrow, Florida.

Contents   

1 History

1.1 Discrimination

2 Current operations

3 International affiliates

4 AAA  AND  motorist rights

5 AAA  plus the  environment

5.1 Criticism

5.2 Response

6 List  regarding  AAA regional clubs

7 AAA magazines

8 See also

9 References

10 External links

History

AAA 50th Anniversary  us all  stamp,  given   within  1952, promotes  your own  School  security  Patrol.

The American Automobile Association (the "AAA"  as well as  "Triple-A")  was   set up   in  March 4, 1902,  within  Chicago, Illinois,  Any time   inside   reply   to be able to   the  lack  associated with  roads  IN ADDITION TO  highways  suitable for  automobiles,  ten  motor clubs  that has a   entire   regarding  1,500 members banded together  for you to   application form   your  Triple-A.  anyone   individual  motor clubs included  the  Chicago Automobile Club, Automobile  clubhouse   regarding  America, Automobile  club   of  New Jersey,  AND ALSO  others.  your current  Automobile  bar   regarding  Buffalo joined  inside  1903.

In 1904,  your  AAA merged  because of the   initial  American automobile organization,  your current  American Motor League.

The  1st  AAA road maps were  composed   with  1905. AAA began  print  hotel guides  within  1917. Triple-A began  the  School  protection  Patrol  technique   in  1920,  ones   initial   of your  association's driver  safety measures  programs,  that   shipped  local schools  with  materials,  including  badges  AND ALSO   no .  cards  in order to  train  AND ALSO  organize students  straight into   the  patrol force.  your own  AAA Foundation  pertaining to  Traffic Safety,  that will  conducts  studies   with  motorist safety,  are   official   to be a  separate entity  inside  1947.

AAA  formulated   a   business  called  your current  Racing Board,  AND ALSO  later known  Just as   your  Contest Board,  throughout  1902  in order to  officiate  the  Vanderbilt Cup international automobile race  within   long  Island, New York.  your own  Racing Board sanctioned  your  Indianapolis 500  AS WELL AS  awarded national racing championships  in  1905, 1916, 1920–1941,  AND  1946–1955.  soon after   your  1955 Le Mans disaster, AAA decided  The item  auto racing distracted  coming from   its   very first  goals,  along with the   UNITED STATES  Automobile  club   \'m  formed  to be able to   consider   with the  race sanctioning/officiating.  within  2005, AAA re-entered racing  as a  sponsor  regarding  ISC-owned tracks.  throughout  2006, AAA's foray  in to  racing expanded  While   That   designed   a good  three-year commitment  for you to  sponsor Roush Racing's  amount   6-8  car  towards  NASCAR Nextel Circuit.[citation needed]

In 1935, AAA  published  Sportsmanlike Driving,  your current   very first  course outline  for  high school teachers.  inside  1936, AAA  wrote   your own   primary  driver education curriculum  intended for   UTILIZE   within  high schools (also titled Sportsmanlike Driving,  now  known  Just as  Responsible Driving).  AAA  features  updated  their  driver training courses  through the   years   ALONG WITH   a lot of  clubs  currently   supply   their own  driving schools,  or perhaps   MAKE USE OF   other   services   to help   provide the  AAA’s driving curriculum.

Knowing  The item  vehicles pose  a  hazard  to help  pedestrians,  inside  1936 AAA began  an  pedestrian  security   program   having a  grant  through the  Automotive  safety measures  Foundation. AAA went  on to  commission  ALONG WITH  publish (1938)  the  extensive study  associated with  pedestrian  security   due to the  purpose  regarding  reducing pedestrian fatalities  ALONG WITH  injuries. AAA’s Pedestrian  safety   system  began  within  1937  AND ALSO  focuses national attention  with  pedestrian  stability   Specifications   through  recognizing cities, counties  ALONG WITH   USA   That  have demonstrated successful pedestrian  security  programs.

The AAA Foundation  for  Traffic  safety measures   was   public   as being a  separate entity  throughout  1947,  AS WELL AS   keeps   to be able to   conduct  research  related to  traffic  IN ADDITION TO  pedestrian safety.

AAA  has   likewise   delivered   solutions   towards the  U.S. government  with  times  regarding  war.  while in   your own  1940s, AAA offered  it\'s   products and services   towards  Advisory Commission  of your  Council  regarding  National Defense[12]  with  anticipation  regarding  becoming involved  with  World War II. AAA President Thomas P. Henry  am  appointed consultant  at the  transportation unit  of an  Defense Council,  ALONG WITH  AAA pledged resources,  including  highway information,  for you to  national defense planning efforts  As   The idea  had  in the course of  World War I.

Reductions  with  manufacturing  with the  war increased  your own  need  pertaining to  conservation  within  automobiles  AND   its  related products. AAA's efforts  on  conservation included supporting  the  manufacture  connected with  synthetic rubber  within  anticipation  of an  war-related tire/rubber shortage, urging motorists  to help  reduce  their  driving speed  to help  conserve fuel (1942);  IN ADDITION TO  backing  a good  scrap rubber campaign (1942).  with  1944, AAA’s Keep 'em Rolling campaign sponsored  a good  cross-country tour featuring cars equipped  within  synthetic tires.  your  tour demonstrated  your  reliability  connected with  tires  designed   throughout  synthetic rubber.[14]  with  doing  it\'s   part   for you to   assistance   on the  war effort, AAA placed  it is  mapping facilities  at the  disposal  of a  Army department; conducted motor pool driver education (1943); secured  a  order  because of the  War Production Board  The item  stopped  the  sale  regarding  certain anti-freeze  products  harmful  to be able to  motors (1943);  introduced   a  campaign  to be able to  alleviate  a  growing shortage  regarding  auto mechanics (1943); monitored tire  AND  gasoline rationing (1943);  AS WELL AS  established,  inside  cooperation  through the  Red Cross  AND  military hospitals,  the  driver training  method   with regard to  veterans  throughout  artificial limbs (1944). AAA  furthermore  assisted  in the  development  of any   manual   with  Uniform Traffic Control  equipment   AS WELL AS   the  operation  while in  wartime (1942).

The end  of a  war brought new  Requirements   intended for  motorists  AS WELL AS  AAA assisted  coming from  releasing  the  film "Traffic Jam Ahead",  of which  outlined  a great   hassle-free   technique   with regard to  postwar traffic safety,  IN ADDITION TO  publishing Post-war Travel Trends  to be a   official  service.  in  1946, AAA  launched   the  campaign called "Take  That  Easy",  that will   was   made to  reduce traffic fatalities. Subsequently, fatalities dropped 20 percent below  the  pre-war figure.

In  your  1960s, AAA  granted  draft  your current  National Traffic  AND ALSO  Motor Vehicle  security  Act  connected with  1966, setting  protection  standards  pertaining to  automobiles, tires,  IN ADDITION TO  equipment. AAA  furthermore   permitted  draft  ones  Highway  stability  Act, specifying standards  intended for  motor vehicle inspection  AS WELL AS  registration, motorcycle safety, driver education, driver licensing, traffic courts, highway design, construction, maintenance,  ALONG WITH  traffic control devices.

During  your own  oil crisis  of any  1970s,  ones  AAA Fuel Gauge  report   feel   meant to   assistance  motorists  within   finding  gas stations  The idea  had fuel  AND ALSO  were open. AAA  also  began  their  Gas Watchers  method   by the  endorsement  associated with  President Gerald Ford.  ones  Gas Watchers  guide   has become   authored   to   supply the   simple steps  motorists  will   take   to help  conserve gasoline  throughout   their  daily driving.

In 1979, President Jimmy Carter appointed AAA President James B. Creal  to the  National Alcohol Fuels Commission. Creal  in addition  chaired  a good   career   The load   from  gas rationing  AND ALSO   \'m  appointed  in order to  President Carter’s National Council  with  Energy Efficiency. AAA representatives serving  in  President Carter's Alcohol Fuels Commission were  inquired   for you to   Sign   the  Energy Securities Act  involving  1980.  in  addition, Creal served  towards the  Industries Advisory Board  connected with  Congressional Travel  ALONG WITH  Tourism Caucus  in the  early 1980s.

In  the  1980s, AAA's mapping  solutions   received   important   identification   Any time  scenic highways were identified  at  AAA's sheet maps  because of its   initial  time. AAA maps were  used   for the  1984 Louisiana World Exposition  in which   more than  13,000 full-color AAA map images were  supplied   at   a good  optical laser disc  regarding  demonstration  of an  in-car  nav  device  in the  Chrysler Pavilion.  IN ADDITION TO   within  1985  ones  AAA North American Road Atlas  are  sold  with   list   to its   1st   time frame   ALONG WITH   intended   your current  New York Times best-seller paperback  number   throughout   half a dozen  weeks. AAA experimented  in the  1980s  by the   on the net  Touring  facts   technique  (OTIS),  of which  eventually  \'m  combined  throughout   other  automated  companies  under  your current   identify  AAA Travel Match.  your own  self-service terminal worked  just like   a  ATM,  inside  rotating  food selection   ALONG WITH  touch-control screens  This   permitted  users  for getting  local travel information.

During  the  mid-1980s, AAA's  WORK WITH   your current  Coalition  in order to  Halt Auto Theft resulted  in  passage  of your  Motor Vehicle Theft Law Enforcement Act  of  1984.

The AAA School  security  Patrol  method   AND  Lifesaving Medal Award won  your own  Presidential Citation Award  regarding   confidential  Sector Initiatives  of which  honors  outstanding  volunteer projects  with  1985.  the  year later,  with  February 4, 1986, President Ronald Reagan honored  an  recipient  regarding  AAA's School  safety measures  Patrol Lifesaving Medal  within  his State  of an  Union Address.

In 1988, AAA  focused   their  legislative efforts  to the  Truck & Bus  protection  Regulatory Reform Act requiring interstate drivers  AND   equipment   to help  meet federal  stability  regulations.  your own  act  are  signed  in  law  in  November 1988.

AAA joined government  IN ADDITION TO  private-sector companies—the Federal Highway Administration, Avis, General Motors  along with the  Florida  department   regarding  Transportation—in 1990  because of its  Smart Car experiment,  in addition  known  Just like   the  TravTek Project.  your  test  of any  computerized in-car  navigation   AS WELL AS  travel  information   technique  demonstrated  individual  acceptance  associated with  telematics technology  That  would make driving  less complicated   AND ALSO  reduce traffic congestion.

A new driver's education program, "Teaching Teens  in order to  Drive",  are   released   by  AAA  in  1996  for you to  focus  from  parent involvement  throughout  teen driving education.  a great  year later,  in  1997, AAA  unveiled  Licensed  to  Learn,  the  campaign  to be able to  increase awareness  of your  need  with regard to  Graduated Driver Licensing (GDL) laws  within  every state.  on the  outset  of any  campaign  lone   nine   UNITED STATES OF AMERICA  had enacted GDL laws. Today,  just about all  50  USA   and also the  District  regarding  Columbia have enacted  a few   application form   regarding  GDL legislation.

Research  with the  1990s led AAA  to be able to  pursue another issue  of  importance  to   all of us  motorists:  a good  transportation crisis resulting  coming from  infrastructure  The idea  had been under-funded  regarding   many  years.  your current  Crisis Ahead: America's Aging Highways  ALONG WITH   airlines  research led  for you to  AAA helping  to  shape  a couple of  pieces  regarding  landmark legislation:  your  Transportation Equity Act  for its  21st Century (TEA-21)  with  1998  and also the  Aviation Investment  AND ALSO  Reform Act  because of its  21st Century (AIR-21)  in  2000.  Both laws embrace  your current   concept   It   individual   charges  charged  to be able to  motorists  AND  air travelers  In the event that   always be  fully invested  throughout  improving  ALONG WITH  modernizing  your current  nation's surface  IN ADDITION TO  air transportation infrastructures.

Because  regarding   it is   operate   in  traffic  safety measures  AAA  am  cited  within  1998  In the same way   your current  Clinton Administration's  on the top  traffic  safety measures  partner  coming from  U.S. Transportation Secretary Rodney Slater.  AND   throughout  2000, SANTA presented AAA  that has a   official   ASSISTANCE  award  throughout  appreciation  associated with  AAA's leadership  for the   youngster  Passenger  safety measures  Certification Program,  that will  teaches  How you can   effectively  install infant/child  protection  seats,  IN ADDITION TO   for the  continuing efforts  throughout  Graduated Driver Licensing.

Skyrocketing gas  expenses  led AAA  in order to  testify  previously  three Congressional committees  concerning  increased gasoline  fees   inside  2000,  AND ALSO   in order to  lobby  to help  prevent Congress  from  repealing parts  of the  federal gasoline tax,  which  would have reduced Highway Trust Fund  profits   devoid of  guaranteeing  consumers   virtually any  relief  through  high gas prices.  Participating  on the  U.S.  team   of  Transportation secretary's Aviation Summit, AAA President  ALONG WITH  CEO Robert L. Dardanelles communicated AAA's stand  for the  aviation crisis saying  That  consistent under funding  of your  nation’s air transportation infrastructure had led  towards the  crisis  ALONG WITH  offering  an  four-point plan  for you to  turn  The item  around.  likewise   The idea  year, AAA testified  before  Congress  and also the  Federal Motor Carrier  safety measures  Administration,  at  proposed hours-of-service regulations  for  commercial truck drivers  AND   produced  Share  inside  Care,  a   public  education campaign  with  safely sharing  your current  road  inside  trucks.

In  ones  early 2000s (decade), AAA’s focus  on  helping seniors stay mobile  lengthier   ALONG WITH   added  safely led  for you to   a good  appointment  towards the  White House Conference  in  Aging. AAA promoted  solutions   such as  senior-friendly road design, screening tools, education  regarding  seniors  ALONG WITH   it is  families,  AS WELL AS  supplemental transportation. Reader's Digest highlighted AAA's transportation  stability  agenda  coming from  focusing  towards the  importance  connected with  road  protection  improvements, particularly  intended for  seniors.  to  seniors  possibly be  safer drivers  or   to identify  signs  This  it’s  time frame   in order to  stop driving, AAA  designed  Roadwise Review,  the  computer-based screening tool enabling older drivers  to recognize   IN ADDITION TO  address physiological changes  The item   incase  affect driving.      

Allstate

                  your current  Allstate  firm   will be the  second  major   Personal  lines insurer  near your vicinity  (behind State Farm  IN ADDITION TO  GEICO  in  auto)  and the   largest   This can be  publicly held.  the organization   also   features   Personalized  lines insurance operations  in  Canada. Allstate  feel   established   inside  1931  Equally   section   regarding  Sears, Roebuck  AS WELL AS  Co.,  AS WELL AS   \'m  spun off  in  1993.  this company   has   the   head office   in  Northfield Township, Illinois, near Northbrook.  it is  current advertising campaign,  inside   UTILIZE   because  2004, asks, "Are  people   within  good hands?"  ones  corporate spokesperson  is  Dennis Haysbert.

Allstate sponsors  numerous  sporting events,  similar to   your current  Allstate Sugar Bowl.  with  2014, Allstate's  entire   revenue   feel  $35.2 billion,  of which  $28.9  billion  came  via  Property Liability.

Contents   

1 History

2 Corporate leadership

2.1 CEOs

2.2 Current leadership

3 Advertising

3.1 "Good hands"

3.2 "Allstate’s stand"

3.3 Mayhem

3.4 Social media

4 Organization

5 Sponsorship

5.1 Allstate Arena

5.2 College football

5.3 Sugar Bowl

5.4 Allstate Wrigleyville Classic

5.5 Allstate AFCA Good  functions  Team

5.6 Soccer

5.7 NASCAR

6 Awards  AND  recognition

7 Products available

7.1 Insurance products

7.2 Wealth transfer

7.3 Financial products

8 Environmental record

8.1 Environmental initiative results

9 Criticism

9.1 Auto insurance claims

9.2 Homeowners claims

9.3 Catastrophe exposure management

9.4 From Good Hands  for you to  Boxing Gloves

9.5 Use  connected with  Colossus

10 See also

11 References

12 External links

History

In 1925, Sears  stored   a great  national contest  in order to  decide  ones   brand   of your  new  brand   regarding  car tires.  soon after   more than   a couple of   thousand   title  submissions, "Allstate"  \'m   picked   Equally   your own  winner;  your  trademark  feel  adopted  your  very  next  year.  your  tires' success  in  both  ones  catalog  AND   list   stores  prompted Sears Chairman General Robert E.  Sign   to be able to  praise  your  Allstate tire's contribution  in order to  Sears'  shop  success.

The idea  regarding  Allstate Insurance  business  came  in the course of   the  bridge game  with   a great  commuter train  within  1930,  Whenever  insurance broker Carl L. Odell proposed  to help  Wood, his neighbor,  The idea   connected with  selling auto insurance  coming from   straight  mail.  The idea  appealed  to be able to  Wood,  IN ADDITION TO  he passed  your current  proposal  for the  Sears board  associated with  directors,  in which   tested  it. Allstate Insurance Company, named  after  Sears’ tire brand, went  directly into   institution   from  April 17, 1931, offering auto insurance  through   immediately   e-mail   AS WELL AS   by the  Sears catalog.  your   are   Based on   individual   of the  objectives  of the   institution   for you to  sell automobile insurance  on the  same manner  As  Sears sold  it\'s  merchandise.

Lessing J. Rosenwald  was  Allstate's  first  board chairman,  AND  Odell  \'m  named vice president  AND  secretary.

In 1933,  in the  Century  connected with   progress  World’s Fair  in  Chicago, Allstate’s Richard E. Roskam sold insurance  in   a great  booth  for the  Sears pavilion.  throughout  1934, Allstate opened  its   initial  permanent  revenue   team   within   the  Chicago Sears store.

In 1941,  only   about   a  quarter  involving  U.S. drivers had auto liability insurance.  the particular  led  towards the  state  involving  New York passing  a  law  that   standard   the  financial responsibility  of  drivers  for  damage  or  injuries resulting  through  auto mishaps.  The idea  law inspired legislation  throughout   various other  states,  IN ADDITION TO   by the  mid-1950s nearly every state had  some sort of  financial responsibility law  in   it is  books.

In 1949  ones  Allstate  headquarters  Building  was   done   at  3245 W. Arthington Street  within  Chicago.  the  mid-rise building  is actually   currently  vacant (as  of  2013)  IN ADDITION TO   throughout  danger  regarding  demolition.  the  building  can be  noted  for its  early post-war mid-rise construction.  your   area   was  vacated  at   a few  point  Any time   the organization  relocated  in the  post-war years.

The company’s "You're  inside  Good Hands  inside  Allstate" slogan  are   designed   with  1950  through  Allstate’s general  product sales  manager Davis W. Ellis.  at the  end  of any  decade,  The idea   are   considered   with the   business\'s   first  network television advertising campaign,  that  featured actor Ed Reimers.

Allstate  further   products   throughout the  1950s,  such as  fire insurance  inside  1954  ALONG WITH  homeowners  AS WELL AS  life insurance  within  1957. Allstate began selling insurance  to help  Canadians  with  1953. Allstate Insurance  firm   involving  Canada  am  incorporated  with  1964. (In 1952  ALONG WITH  1953, Sears  additionally  sold  a good  automobile called Allstate.)

In 1967,  your own   business\'s   secret headquarters   feel  moved  from  Skokie  to be able to  Northbrook, Illinois. Allstate continued  to be able to  sell  extra   versions   regarding  insurance  to help   customers   throughout the  decade,  similar to  worker's compensation insurance  inside  1964, surety bonds  in  1966, inland-marine coverage  throughout  1967  AND   an   institution   field  policy  in  1969.

The  title  itself expanded  in the  1950s  ALONG WITH  1960s  AS WELL AS   might be  found  with   the countless   goods   such as  fire extinguishers  AND  motor scooters.  throughout  1952,  a great  Allstate car  \'m  produced, but  The item   \'m   a great  flop;  It   feel  pulled  coming from   retailers   through  1953.  your current  Allstate  name   am  eventually limited  in order to  insurance, tires,  AND  car batteries  with the  late 1960s  previously  becoming insurance-only  with the  mid-1970s.  in  1991,  the organization  went public  earlier  becoming  definitely  independent  throughout  1995.

In 1985, Allstate began  in order to  move agents out  regarding  Sears  retailers   AND ALSO  locate agents  inside  neighborhood offices.  within  June 1993, 19.8 percent  involving  Allstate became  official   by having a  stock offering. Allstate became  definitely  independent  throughout  June 1995,  When  Sears spun off  your  remaining 80 percent stake  for the  company, distributing 350.5  million  shares  associated with  Allstate stock  for its  stockholders.

In 1999, Allstate  introduced   the latest   corporation  model  It   developed   the   single  contract  pertaining to  exclusive, independent agents selling Allstate insurance.  The idea   in addition   created   a good  network  regarding  call centers.

In 1999, Allstate  purchased   the   Personal  lines  office   regarding  CNA Financial  IN ADDITION TO   after that  renamed  That   to be able to  Encompass Insurance  business   which will be   authored by  independent insurance agents,  As  opposed  towards   right  writing  It  constitutes  the  core  segment   associated with   their  business.

In 2003, actor Dennis Haysbert became Allstate’s spokesman,  while using  tagline "That’s Allstate’s stand."

In 2010  your  actor Dean Winters became  a   section   of  Allstate’s campaign "Mayhem" “personifying  your own  pitfalls,  like  collisions  AND  storm damage,  This   will  befall drivers”.       

Alleghany Corporation

                  Alleghany  corporation   is actually   a  investment  hauling   firm  originally  created   through the  railroad entrepreneurs Oris  AND  Mantis Van Swerving  as being a   transporting   company   regarding   their  railroad interests.  That   was  incorporated  within  1929  AND ALSO  reincorporated  in  Delaware  within  1984.

After  the   corporation\'s  bankruptcy  on the   brilliant  Depression, control  of any   business  fell  into   your own  hands  associated with  Robert Ralph Young  AND  Allan Price Kirby. Young  used   this company   to be a  vehicle  intended for  his vendetta against  the  J.P. Morgan banking interests,  that  had financed  your  Van Sweringens  AS WELL AS  managed  to  defeat them  and also the  Vanderbilt interests  with   a great  1954 proxy fight  because of its  New York Central Railroad.  your own  failing New York Central  was   with  worse shape  compared to  Young had bargained  regarding   IN ADDITION TO  he committed suicide shortly  following  being  required to  suspend  ones  dividend  throughout  January 1958.  soon after  Young's death, his role  within  NYC management  feel  assumed  via  his protégé Alfred E. Perlman.  although  much had been  accomplished   to help  streamline NYC operations,  within   anybody   tough  economic times, mergers  inside   various other  railroads were seen  Equally   your own   singular  possible road  to be able to  financial stability.  the   many  likely suitor became  your own  NYC's former arch-rival Pennsylvania Railroad.  during   your  early 1960s, New York Central negotiated  a  merger  with the  Pennsylvania Railroad (PRR),  in which   was  led  via  Stuart T. Saunders  after  1963. Saunders had  most  recently led  ones  Norfolk  AND ALSO  Western Railway  by having a  successful expansion  throughout  acquisition  AS WELL AS  mergers  like   your  Virginian Railway, Nickel Plate Road  AS WELL AS  Wabash Railway. There  was   wonderful  hope  This  success would result  by the  NYC-PRR combination. Penn Central Transportation  corporation   are  formed  because of the  merger  from  February 1, 1968. However,  the  underlying financial weakness  regarding  both former railroads, combined  with the  fact  how the  ICC forced  your current  chronically weak New Haven Railroad  directly into   the  system, doomed  the  Penn Central  AND ALSO  bankruptcy  am  declared shortly  a good  little  a lot more than   3   many years  later,  with  June 21, 1970.  a lot of   of your  Penn Central railroad assets ended up  throughout  Conrail, formed  inside  1976.  ones  bankruptcy  of the  Penn Central railroad mostly ended Alleghany's involvement  at the  railroad business.

The  businesses  residual railroad investments led  to  president  ALONG WITH  CEO John J. Burns serving  for the  board  regarding  Burlington Northern Santa Fe  company   from  1995  for you to  2004.

Now Alleghany  business  focuses  towards  insurance  institution  (property, casualty, surety  AND ALSO  fidelity insurance). Until his death  with  February 2011, Allan Kirby's son, Fred M. Kirby 2nd,  \'m   your own  chairman  of any  board  AND   a  sometime member  of any  Forbes 400  number   involving  richest Americans.    

Aflac

                  Aflac Incorporated /ˈæflæk/ (American Family Life Assurance Company)  is actually   a good  American insurance  corporation   AND ALSO   may be the   most significant  provider  connected with  supplemental insurance  at the  United States,  established   with  1955  AND  based  in  Columbus, Georgia.  with the  U.S., Aflac underwrites  a good  wide  number   regarding  insurance policies, but  is   perhaps   extra  known  due to the  payroll deduction insurance coverage,  in which  pays  money   introduction   As soon as   a good  policyholder  has   a great  covered accident  or  illness.  the business   UNITED STATES OF AMERICA   That  "provides financial  protection   to help   greater than  50  trillion   you  worldwide."

In 2009, Aflac  acquired  Continental American Insurance  company   intended for  $100 million;  the actual  enabled Aflac  to  sell supplemental insurance  with  both  anyone   IN ADDITION TO  group platform .  Equally   of  June 30, 2012, Aflac  was  represented  from   of about  19,300  sales  agencies  with  Japan,  ALONG WITH  76,900 licensed  gross sales  associates  with the  U.S

Contents   

1 History

2 Business

3 Critics  regarding  cancer policies

4 The Aflac Duck

5 Corporate philanthropy  IN ADDITION TO   societal  responsibility

6 Award programs

7 Awards  ALONG WITH  honors

8 See also

9 References

10 External links

History

The  firm   was   proven   via  brothers John, Paul (died 2014),  AND  William Amos  with  Columbus, Georgia,  inside  1955,  Just like  American Family Life Insurance  company   connected with  Columbus.  within  1964,  the corporation   identify   am  changed  to be able to  American Family Life Assurance  company   associated with  Columbus.  your  company,  throughout  1990, adopted  the  Aflac initials,  while   your   public   title   of your  underwriting subsidiary  continues  American Family Life Assurance  firm   associated with  Columbus. Aflac announced  the  appointment  regarding  Frederick J. Crawford  Just as  Chief Financial Officer,  ALONG WITH  Executive Vice President  with  June 2015.

The  corporation  signed 6,426 policyholders  within   it is   very first  year. Aflac pioneered cancer insurance  within  1958.  beginning   inside  1964,  the organization  decided  to help  focus  sales   in  worksite settings, eventually  while in  policies sponsored  via  employers  ALONG WITH  funded  while in  payroll deductions.  through  2003,  over  98%  associated with  Aflac policies  in the united kingdom  were  granted   at   a great  payroll deduction basis,  producing   the organization   an  leader  inside   The item   way of  policy distribution.  with  1973, Aflac  official   a good   transporting  company,  the  American Family Corporation.

Business

Aflac  is effective   in the united kingdom   ALONG WITH  Japan,  IN ADDITION TO   features   it\'s   world-wide   headquarters   AS WELL AS  corporate offices  in   an  eighteen story tower  merely  east  regarding  Downtown Columbus, Georgia  with   an   place  known  In the same way  Mid Town.  your current  Aflac tower  is the  tallest building  in the  city.  In the same way   of  June 30, 2015,  the   firm\'s   whole  assets were  over  $103 billion,  and also the   corporation  insured  over  50  trillion   a person  worldwide.

Aflac  is the   most significant  provider  involving  guaranteed-renewable insurance  in the united states   and the   greatest  insurance  firm   total   inside  Japan,  As soon as  measured  coming from   individual  insurance policies  throughout  force.  Aflac  unveiled   the  campaign  inside  2001  to help  promote  it\'s   first  accident policy  in  Japan,  which the  Wall Street Journal rated  Just like   sole   of a  "ten  all  effective campaigns  connected with  2000."

The  corporation   offers   quite a few   ones   regarding  insurance policies  in the  United States,  like   your own  following:

Accident

Cancer/Specified Disease

Dental

Hospital Confinement Indemnity

Hospital Confinement Sickness Indemnity

Hospital Intensive Care

Life

Lump  quantity  Cancer

Lump  amount  Cancer  critical  Illness

Specified Health Event

Short Term Disability

Vision

Aflac  now offers  UN-reimbursed medical, dependent day-care,  IN ADDITION TO  transportation flexible spending accounts.  the company   offers  human resources  solutions   for  HIPAA  ALONG WITH  COBRA.  coming from  1979  for you to  1997,  the organization  owned  many  television stations,  all   connected with  them  throughout  small  AS WELL AS  medium markets.  That  sold  your  broadcasting  team   for you to  what became Raycom Media  inside  1997.

Critics  associated with  cancer policies

Consumer groups  IN ADDITION TO   a number of  government officials say  The idea  cancer insurance returns fewer premium  income   to be able to  policyholders  as compared to   established  insurance.  a good  U.S. General Accounting  section  study found  how the  policies paid back  Equally  little  In the same way  35%  of  premiums (Aflac said  it is  cancer insurance paid back 62.4%).  within  comparison, New York State requires  many  major-medical policies  to cover  back 82%  ALONG WITH  group policies  to repay  back 75%. New York State does not  supply  stand-alone cancer policies.  inside  1997, AFLAC spent $175,000  in  lobbyists  IN ADDITION TO  campaign contributions  for you to  change  ones  law.  New York State lifted  its  ban  with  1998,  intended for  purchasers  whom  already have  uncomplicated  coverage.  person   studies   highly recommended   This  policyholders  operate the   money  instead  in order to  buy lower-deductible insurance.

The Aflac Duck[edit]

Since December 1999,  your own   businesses   identity   ALONG WITH   name   has been   further  widely  acknowledged   near your vicinity   As   ones  result  of  TV commercials featuring  your current  Aflac Duck,  exactly who  frustratedly quacks  your   businesses   brand   in order to  unsuspecting prospective policy holders.  your own  duck  name   AND   the many  commercials  in order to   night out   have been   produced   through  Kaplan Thaler Group,  an  advertising agency based  in  New York City. Meter Farms,  a great  Gonzales, California goose, duck,  AND  gamebird hatchery,  supplied  them  with the   initial  ducklings  The item  each grew  into   your current  famous duck. Struggling  in order to  come up  using a   concept   for you to  make  ones  big but relatively obscure insurance  firm\'s   brand  memorable,  individual   of your  agency's art directors stumbled  upon   ones  duck idea  although  walking  of approximately  Central Park  with  lunchtime uttering, "Aflac, Aflac." He soon realized how much  your   company\'s   brand  sounded  being a  duck's quack.  your  Aflac Duck character  possesses   now  starred  in   more than  30 commercials.  with   these  commercials, character actor Earl Billings  also  appears.  your current  Aflac Duck  can be  enshrined  with  Madison Avenue's Walk  associated with  Fame  Just as   solitary   regarding  America's Favorite Advertising Icons.

In April 2009, Aflac  launched   a new  marketing campaign called "Get  your current  Aflacts",  designed to  educate  clients   Around the   were made   benefits   of any  insurance  goods   the organization  sells.  your  Aflacts campaign gave  ones  Aflac Duck "a  more  prominent role",  created to  "help potential  customers   know   the  Aflacts, er,  specifics   all about  policies  along with  products", according  towards the  New York Times.

Celebrities have starred  for the  Aflac ads,  such as  Chevy Chase (2003); Yogi Berra; Yao Ming; Donald Trump's wife, Melanie Trump; NASCAR Sprint Cup  sequence  driver Carl Edwards (2008–);  your   UNITED STATES  Olympic synchronized swimming  section  (2004);  IN ADDITION TO  Wayne Newton playing  at  Stardust Hotel  AND ALSO  Casino  because of its  2003 commercial.  ones  duck  likewise  appeared  in  Bugs Bunny, Daffy Duck, Wile E. Coyote  and also the  Road Runner,  AS WELL AS  Rudolph  ones  Red-Nosed Reindeer. throughout  2005,  the business  logo  am  changed  to be able to  incorporate  your current  duck.  your   very first  commercial  while using the  new logo featured Gilbert Gottfried  in   the  pet  retailer   because the  duck  held  saying, "Aflac!"  ALONG WITH  he had  in order to  trade  in the  duck  regarding   the  parrot, saying, "If  you might be  hurt  ALONG WITH   cannot  work."

The duck  feel  voiced  coming from  comedian Gilbert Gottfried.  following  11  many years   As   ones  voice  of any  Aflac duck, Gottfried  are  dismissed  from  March 14, 2011 due  in order to  postings  at  Gottfried's Twitter  account  referencing  your  Tōhoku earthquake  AS WELL AS  tsunami.  your   company\'s  chief marketing officer  talked about   The idea  "Gilbert's recent comments  In regards to the  crisis  with  Japan were lacking  with  humor,  AS WELL AS   surely  do not represent  your current  thoughts  AND ALSO  feelings  regarding   anyone   at  Aflac."

On March 23, 2011, Aflac announced  It   the business   are   taking  applications  to its  new voice  of an  Aflac Duck  in the course of  QuackAflac.com until April 1. Commercials requesting  ones  submissions,  first  aired  with  2006 but updated, resemble  an  silent movie.  with  April 26, 2011,  That   feel  announced  The item  Daniel McKeague,  an  television advertising  sales  manager  coming from  Hugo, Minnesota,  will be the  new voice  of your  Aflac duck.  ones   first  Aflac commercial featuring  your  duck's new voice aired  at   will certainly  1, 2011.

The duck  continues to be   thus  closely identified  inside  Aflac  It   within  2005,  That  adopted  a  logo incorporating  ones  duck's face.

Corporate philanthropy  AND ALSO   interpersonal  responsibility[edit]

The  institution   UNITED STATES   It   via a  partnership  in  Children's Healthcare  of  Atlanta, Aflac  offers  contributed  over  $79  zillion   to  childhood cancer research  AND  treatment.

Aflac  personnel   are  formally involved  inside   the  array  involving  charitable  corporations   similar to  Habitat  with regard to  Humanity International,  the  Easter Seals,  and also the  United Way.

Aflac's  pointed out  objectives include  your current   lower   connected with   its  environmental impact,  intended for   that   the organization   is   directly into   an  partnership  because of the  Clean Air Campaign  for you to  encourage  staff members   to help  engage  with   superior  frequency  in  alternate commuting methods.

Award programs

Aflac National High School Baseball Player  of a  Year (first presented  with  2004).

The Jackie Robinson Award  is actually   granted   towards  high-school player  which   is actually  entering his senior year  AND   whom   Best  displays character, leadership,  as well as the  values  involving   as a  student athlete  inside  academics  ALONG WITH  community affairs.  your own  award  is usually  presented  on   the  annual All-American Awards banquet,  of which   \'m   initial   kept   with  2003.  ones  banquet follows  your own  annual All-American Baseball Classic,  a good  East-West all-star game featuring  ones  38  Best  players  via   In regards to the  nation  exactly who   are usually  entering  their  senior year  regarding  high school.  primary   held   within  2003,  ones  game  can be  played  from  PETCO Park, San Diego, California.  persists   through the  game  AND  banquet  are usually  donated  to help  Rady Children's Hospital  within  San Diego  IN ADDITION TO   its  fight against childhood cancer.

In 2011,  ones   label   of any  all-star game  are  changed  towards  Perfect Game All-American Classic.