Aflac

                  Aflac Incorporated /ˈæflæk/ (American Family Life Assurance Company)  is actually   a good  American insurance  corporation   AND ALSO   may be the   most significant  provider  connected with  supplemental insurance  at the  United States,  established   with  1955  AND  based  in  Columbus, Georgia.  with the  U.S., Aflac underwrites  a good  wide  number   regarding  insurance policies, but  is   perhaps   extra  known  due to the  payroll deduction insurance coverage,  in which  pays  money   introduction   As soon as   a good  policyholder  has   a great  covered accident  or  illness.  the business   UNITED STATES OF AMERICA   That  "provides financial  protection   to help   greater than  50  trillion   you  worldwide."

In 2009, Aflac  acquired  Continental American Insurance  company   intended for  $100 million;  the actual  enabled Aflac  to  sell supplemental insurance  with  both  anyone   IN ADDITION TO  group platform .  Equally   of  June 30, 2012, Aflac  was  represented  from   of about  19,300  sales  agencies  with  Japan,  ALONG WITH  76,900 licensed  gross sales  associates  with the  U.S

Contents   

1 History

2 Business

3 Critics  regarding  cancer policies

4 The Aflac Duck

5 Corporate philanthropy  IN ADDITION TO   societal  responsibility

6 Award programs

7 Awards  ALONG WITH  honors

8 See also

9 References

10 External links

History

The  firm   was   proven   via  brothers John, Paul (died 2014),  AND  William Amos  with  Columbus, Georgia,  inside  1955,  Just like  American Family Life Insurance  company   connected with  Columbus.  within  1964,  the corporation   identify   am  changed  to be able to  American Family Life Assurance  company   associated with  Columbus.  your  company,  throughout  1990, adopted  the  Aflac initials,  while   your   public   title   of your  underwriting subsidiary  continues  American Family Life Assurance  firm   associated with  Columbus. Aflac announced  the  appointment  regarding  Frederick J. Crawford  Just as  Chief Financial Officer,  ALONG WITH  Executive Vice President  with  June 2015.

The  corporation  signed 6,426 policyholders  within   it is   very first  year. Aflac pioneered cancer insurance  within  1958.  beginning   inside  1964,  the organization  decided  to help  focus  sales   in  worksite settings, eventually  while in  policies sponsored  via  employers  ALONG WITH  funded  while in  payroll deductions.  through  2003,  over  98%  associated with  Aflac policies  in the united kingdom  were  granted   at   a great  payroll deduction basis,  producing   the organization   an  leader  inside   The item   way of  policy distribution.  with  1973, Aflac  official   a good   transporting  company,  the  American Family Corporation.

Business

Aflac  is effective   in the united kingdom   ALONG WITH  Japan,  IN ADDITION TO   features   it\'s   world-wide   headquarters   AS WELL AS  corporate offices  in   an  eighteen story tower  merely  east  regarding  Downtown Columbus, Georgia  with   an   place  known  In the same way  Mid Town.  your current  Aflac tower  is the  tallest building  in the  city.  In the same way   of  June 30, 2015,  the   firm\'s   whole  assets were  over  $103 billion,  and also the   corporation  insured  over  50  trillion   a person  worldwide.

Aflac  is the   most significant  provider  involving  guaranteed-renewable insurance  in the united states   and the   greatest  insurance  firm   total   inside  Japan,  As soon as  measured  coming from   individual  insurance policies  throughout  force.  Aflac  unveiled   the  campaign  inside  2001  to help  promote  it\'s   first  accident policy  in  Japan,  which the  Wall Street Journal rated  Just like   sole   of a  "ten  all  effective campaigns  connected with  2000."

The  corporation   offers   quite a few   ones   regarding  insurance policies  in the  United States,  like   your own  following:

Accident

Cancer/Specified Disease

Dental

Hospital Confinement Indemnity

Hospital Confinement Sickness Indemnity

Hospital Intensive Care

Life

Lump  quantity  Cancer

Lump  amount  Cancer  critical  Illness

Specified Health Event

Short Term Disability

Vision

Aflac  now offers  UN-reimbursed medical, dependent day-care,  IN ADDITION TO  transportation flexible spending accounts.  the company   offers  human resources  solutions   for  HIPAA  ALONG WITH  COBRA.  coming from  1979  for you to  1997,  the organization  owned  many  television stations,  all   connected with  them  throughout  small  AS WELL AS  medium markets.  That  sold  your  broadcasting  team   for you to  what became Raycom Media  inside  1997.

Critics  associated with  cancer policies

Consumer groups  IN ADDITION TO   a number of  government officials say  The idea  cancer insurance returns fewer premium  income   to be able to  policyholders  as compared to   established  insurance.  a good  U.S. General Accounting  section  study found  how the  policies paid back  Equally  little  In the same way  35%  of  premiums (Aflac said  it is  cancer insurance paid back 62.4%).  within  comparison, New York State requires  many  major-medical policies  to cover  back 82%  ALONG WITH  group policies  to repay  back 75%. New York State does not  supply  stand-alone cancer policies.  inside  1997, AFLAC spent $175,000  in  lobbyists  IN ADDITION TO  campaign contributions  for you to  change  ones  law.  New York State lifted  its  ban  with  1998,  intended for  purchasers  whom  already have  uncomplicated  coverage.  person   studies   highly recommended   This  policyholders  operate the   money  instead  in order to  buy lower-deductible insurance.

The Aflac Duck[edit]

Since December 1999,  your own   businesses   identity   ALONG WITH   name   has been   further  widely  acknowledged   near your vicinity   As   ones  result  of  TV commercials featuring  your current  Aflac Duck,  exactly who  frustratedly quacks  your   businesses   brand   in order to  unsuspecting prospective policy holders.  your own  duck  name   AND   the many  commercials  in order to   night out   have been   produced   through  Kaplan Thaler Group,  an  advertising agency based  in  New York City. Meter Farms,  a great  Gonzales, California goose, duck,  AND  gamebird hatchery,  supplied  them  with the   initial  ducklings  The item  each grew  into   your current  famous duck. Struggling  in order to  come up  using a   concept   for you to  make  ones  big but relatively obscure insurance  firm\'s   brand  memorable,  individual   of your  agency's art directors stumbled  upon   ones  duck idea  although  walking  of approximately  Central Park  with  lunchtime uttering, "Aflac, Aflac." He soon realized how much  your   company\'s   brand  sounded  being a  duck's quack.  your  Aflac Duck character  possesses   now  starred  in   more than  30 commercials.  with   these  commercials, character actor Earl Billings  also  appears.  your current  Aflac Duck  can be  enshrined  with  Madison Avenue's Walk  associated with  Fame  Just as   solitary   regarding  America's Favorite Advertising Icons.

In April 2009, Aflac  launched   a new  marketing campaign called "Get  your current  Aflacts",  designed to  educate  clients   Around the   were made   benefits   of any  insurance  goods   the organization  sells.  your  Aflacts campaign gave  ones  Aflac Duck "a  more  prominent role",  created to  "help potential  customers   know   the  Aflacts, er,  specifics   all about  policies  along with  products", according  towards the  New York Times.

Celebrities have starred  for the  Aflac ads,  such as  Chevy Chase (2003); Yogi Berra; Yao Ming; Donald Trump's wife, Melanie Trump; NASCAR Sprint Cup  sequence  driver Carl Edwards (2008–);  your   UNITED STATES  Olympic synchronized swimming  section  (2004);  IN ADDITION TO  Wayne Newton playing  at  Stardust Hotel  AND ALSO  Casino  because of its  2003 commercial.  ones  duck  likewise  appeared  in  Bugs Bunny, Daffy Duck, Wile E. Coyote  and also the  Road Runner,  AS WELL AS  Rudolph  ones  Red-Nosed Reindeer. throughout  2005,  the business  logo  am  changed  to be able to  incorporate  your current  duck.  your   very first  commercial  while using the  new logo featured Gilbert Gottfried  in   the  pet  retailer   because the  duck  held  saying, "Aflac!"  ALONG WITH  he had  in order to  trade  in the  duck  regarding   the  parrot, saying, "If  you might be  hurt  ALONG WITH   cannot  work."

The duck  feel  voiced  coming from  comedian Gilbert Gottfried.  following  11  many years   As   ones  voice  of any  Aflac duck, Gottfried  are  dismissed  from  March 14, 2011 due  in order to  postings  at  Gottfried's Twitter  account  referencing  your  Tōhoku earthquake  AS WELL AS  tsunami.  your   company\'s  chief marketing officer  talked about   The idea  "Gilbert's recent comments  In regards to the  crisis  with  Japan were lacking  with  humor,  AS WELL AS   surely  do not represent  your current  thoughts  AND ALSO  feelings  regarding   anyone   at  Aflac."

On March 23, 2011, Aflac announced  It   the business   are   taking  applications  to its  new voice  of an  Aflac Duck  in the course of  QuackAflac.com until April 1. Commercials requesting  ones  submissions,  first  aired  with  2006 but updated, resemble  an  silent movie.  with  April 26, 2011,  That   feel  announced  The item  Daniel McKeague,  an  television advertising  sales  manager  coming from  Hugo, Minnesota,  will be the  new voice  of your  Aflac duck.  ones   first  Aflac commercial featuring  your  duck's new voice aired  at   will certainly  1, 2011.

The duck  continues to be   thus  closely identified  inside  Aflac  It   within  2005,  That  adopted  a  logo incorporating  ones  duck's face.

Corporate philanthropy  AND ALSO   interpersonal  responsibility[edit]

The  institution   UNITED STATES   It   via a  partnership  in  Children's Healthcare  of  Atlanta, Aflac  offers  contributed  over  $79  zillion   to  childhood cancer research  AND  treatment.

Aflac  personnel   are  formally involved  inside   the  array  involving  charitable  corporations   similar to  Habitat  with regard to  Humanity International,  the  Easter Seals,  and also the  United Way.

Aflac's  pointed out  objectives include  your current   lower   connected with   its  environmental impact,  intended for   that   the organization   is   directly into   an  partnership  because of the  Clean Air Campaign  for you to  encourage  staff members   to help  engage  with   superior  frequency  in  alternate commuting methods.

Award programs

Aflac National High School Baseball Player  of a  Year (first presented  with  2004).

The Jackie Robinson Award  is actually   granted   towards  high-school player  which   is actually  entering his senior year  AND   whom   Best  displays character, leadership,  as well as the  values  involving   as a  student athlete  inside  academics  ALONG WITH  community affairs.  your own  award  is usually  presented  on   the  annual All-American Awards banquet,  of which   \'m   initial   kept   with  2003.  ones  banquet follows  your own  annual All-American Baseball Classic,  a good  East-West all-star game featuring  ones  38  Best  players  via   In regards to the  nation  exactly who   are usually  entering  their  senior year  regarding  high school.  primary   held   within  2003,  ones  game  can be  played  from  PETCO Park, San Diego, California.  persists   through the  game  AND  banquet  are usually  donated  to help  Rady Children's Hospital  within  San Diego  IN ADDITION TO   its  fight against childhood cancer.

In 2011,  ones   label   of any  all-star game  are  changed  towards  Perfect Game All-American Classic.